The purpose of this research is to develop a user friendly tool to estimate household level vulnerability measured by uncovered losses in a natural disaster. This work builds on efforts to incorporate disaster strength, availability of insurance, coverage limits, and personal savings and local government resources into vulnerability and resilience measures. The proposed web-based tool is designed to be used by local residents, local agencies, and high schools and colleges to enhance disaster risk awareness and help the public to prepare against disaster risks. In particular, the proposed project uses vulnerability as a key concept in understanding the extent of the damage caused by extreme events (natural or man-induced) and people’s ability to recover. The proposed stand-alone, web-based tool allows the user to estimate household level uncovered loses caused by disaster. By partly relying on information on personal savings, insurance coverage limits and insurance types entered by the user, the proposed tool will more accurately estimate uncover losses.
Kurban, Haydar and Kato, Mika, "A Web-based Application for Estimation of Personal Vulnerability in Disasters" (2012). Current Research Project Synopses. Paper 32.